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Mortgages for the Self Employed

September 25, 2013 Kelly 0

Self-employed borrowers have increasingly become a topic of hot debate in the world of mortgage lending.  When the Bank of Canada tightened mortgage regulations last summer the changes made it more difficult for self-employed borrowers who are not declaring their full income …

My Faves ~ Toronto Coffee Culture

September 23, 2013 Laura 0

It’s no secret that the coffee culture in Toronto has been booming for quite some time now, and it shows no signs of slowing down. Very few local industries, except maybe condominiums, rival the growth of cafés downtown. You can’t swing a cat in this city without hitting …

Mortgage ABC’s

May 22, 2013 Kelly 0

The mortgage process can be confusing for many of us.  There are many elements involved and there is a lot of terminology.  In today’s post, I am going to simplify some of the most common features of a mortgage.  The list is alphabetical so you can jump ahead if you alre …

Urban Patio and Backyard Decor

May 13, 2013 Laura 0

Of all days, this chilly mid-May day may not be the most obvious choice to write about, or think about, patios or outdoor spaces of any kind.  However, a little birdy – aka my weather app – told me that we are due for some warm, summery days starting mid-week. I don’t …

Greening Your Home : 5 Upgrades for Energy Efficiency

May 9, 2013 Peter 0

Being green doesn’t have to mean sacrificing convenience, comfort or quality in your house. ‘Green’ can get a bad rap, especially when people associate it with 30-second showers, no air conditioning in the summer, and having to wear three sweaters all winter. Those are …

Smock – A Kid’s (and Parent’s) Dream

April 22, 2013 Laura 0

If you have kids in your life, and haven’t ventured over to Roncesvalles to check out Smock yet, mark your calendar.  I mentioned Smock in an earlier post (My Faves – Toronto Coffee culture) but this is such a unique place I felt it needed its very own shout out. I first …

Preparing for a Mortgage

April 12, 2013 Kelly 0

Before taking on a mortgage, there is sometimes some financial ‘house keeping’ to be done. If you are a first-time homebuyer or are considering making some changes to your current mortgage, here are some tips to help you navigate this (sometimes overwhelming) proc …

Urban Picnics

August 22, 2012 Laura 1

One of the many joys of summer is the ability to dine outside.  Lunch on a busy patio, a backyard BBQ, or a glass of wine on the front porch – I love it all.  I’m always game for the al fresco dining experience and I’m a sucker for a good picnic. What’s not to love …